West Creek Financing
9 out of 10 are approved regardless of your credit history.
Instead of using a credit history, our approvals are based on two factors:Income and Length of time at job.
The finance company purchases the merchandise for you after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.
All the customer needs are 3 easy-to-get documents to verify the requirements and receive approval.
-30-day bank statement
-Most recent pay stub
-Voided or Cancelled Check.
-Copy of Your Last W-2
There is simply an application fee which is refundable if application is not approved.
90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.
65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.