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West Creek Financing

  • 9 out of 10 are approved regardless of your credit history.

  • Instead of using a credit history, our approvals are based on two factors:Income and Length of time at job.

  • The finance company purchases the merchandise for you after which you lease back the items with monthly payments. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.

  • All the customer needs are 3 easy-to-get documents to verify the requirements and receive approval.

-30-day bank statement

-Most recent pay stub

-Photo ID.

-Voided or Cancelled Check.

-Copy of Your Last W-2

  • There is simply an application fee which is refundable if application is not approved.

  • 90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.

  • 65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.